The strategy To Teflon coat my . How would you cope with another rate rise? Do I need to do that? Even if you've been coping well to date, the Reserve Bank's nasty trend of lifting interest rates should indicate it's time to stop, think and review your borrowings. Another two? The very faceless nature of online mortgages makes them difficult to trust. There is, after all, much sensitive information that you would have to give out when you apply for a mortgage. Such information may include your social security number, your full name, your address, your monthly income, et cetera. Thus, it is therefore advisable that you only conduct these types of online transactions with an established institution.