Oils subsidies, while evil, could hardly amount to more than a few cents a gallon. ...One could argue that it was due to lack of sensible taxation. I also don’t think 50 years of oil waste was due to oil subsidies. There are always two sides to every coin. As with all things, online mortgages, for all their many benefits, do have a certain disadvantage. And this certain disadvantage is enough to cause some people from engaging in such. Because part of the transaction is done online, people are hesitant to pursue online mortgages.