"I never thought this would happen to me," Bailey said last month as he looked at the stack of paper that told the story of how he lost his home.Sitting in his bare kitchen surrounded by boxes of financial records, John Bailey looked as if he couldn't believe what was in front of him. Some people may think that once they have found the house of their choice, their shopping days are over. Actually, choosing the house is only the first phase of the whole process. The next step is to find a home mortgage with payment terms that fit your budget. Thus, where you shop and what to look for are very important in this stage of home buying.
