We make $70,000 a year, have a credit card debt of $23,000, a home with a $143,000 balance, $10,000 in student loans and $5,000 in ...Dave Says By Dave Ramsey Dear Dave, My wife and I are both 30, and we’re afraid we may have to file bankruptcy. There are always two sides to every coin. As with all things, online mortgages, for all their many benefits, do have a certain disadvantage. And this certain disadvantage is enough to cause some people from engaging in such. Because part of the transaction is done online, people are hesitant to pursue online mortgages.
