To learn more about home refinance visit Home-Mortgage-Refinancing-Loan.com. You’ll get tips to aid you in getting a new loan, and uncover how a home equity refinance can put cash in your wallet.About the Author:. Does the lender make privately or federally insured or guaranteed loans? Some mortgage loans may be backed by a federal agency, such as the Federal Housing Administration (FHA loans) or the Department of Veterans Affairs (VA loans).