We are nearing the end of the subprime crisis, but this is not exactly grounds for celebration. Nothing currently on the ...There are still millions of low- and moderate-income homeowners who are facing the loss of their house through foreclosure. Another thing is that mortgage brokers can be more resourceful than banks. Because mortgage brokers do not work for only one company, they have more access to mortgages and loans. Greater suitability and better mortgage options are what mortgage brokers bring to their customers.