...The Mortgage Crisis: How did we get there?Spero News -Aug 25, 2008The bad has affected the good. The ongoing housing price decreases are now affecting prime mortgages, home equity loans, and home equity lines of credit. There are always two sides to every coin. As with all things, online mortgages, for all their many benefits, do have a certain disadvantage. And this certain disadvantage is enough to cause some people from engaging in such. Because part of the transaction is done online, people are hesitant to pursue online mortgages.