...Despite the mortgage meltdown, the blizzard of advertising for home loans continues. refinance down the road, said Paul Leonard, California ... loan balance. With the sub prime market in tatters in the wake of record defaults and foreclosures, fewer pitches scream "Bad credit? Arizona Daily Sun - ... Another thing is that mortgage brokers can be more resourceful than banks. Because mortgage brokers do not work for only one company, they have more access to mortgages and loans. Greater suitability and better mortgage options are what mortgage brokers bring to their customers.