When the bank foreclosed on A.D. and Naomi Thomas in 2005, signs of the nation's home mortgage meltdown were growing blips on the nation's radar, noticeable mostly in places like Montgomery County, where trouble came early and hard. The very faceless nature of online mortgages makes them difficult to trust. There is, after all, much sensitive information that you would have to give out when you apply for a mortgage. Such information may include your social security number, your full name, your address, your monthly income, et cetera. Thus, it is therefore advisable that you only conduct these types of online transactions with an established institution.
