The answer to this question can spur the homeowner to investigate re-financing further or convince the homeowner to table the thoughts of re-financing for the moment and concentrate on other aspect of owning a . The first step in the process of determining whether or not And this question will be the next: “Is re-financing always worthwhile?”. Useful Information about Re-Financing Deciding to begin the process of refinancing, all homeowners should ask themselves one important question. Get the best mortgage rate by obtaining all cost information