I had a mortgage of $15000 left on my home. My daughter, Jacey, wanted to buy a house, but her husband's credit was bad and she couldn't get a bank loan...Mom responsible for daughter's debtSunHerald.com, MS -18 hours ago... This is also perhaps why mortgage brokers charge high for closing fees. A percentage of the closing fee you pay on a mortgage goes to the mortgage broker's personal funds. This, along with a few more fees, stands as their salary.