value of his house "put him out of scope for a refinance under WaMu's credit ...USA Today - Gone are mortgages for 100% of the home price. Gone are loans requiring no ... would either be put on a fast-track program to refinance their loan to a fixed-rate mortgage at ... For months now, you have been looking at houses and home brochures and you have finally found it - the house that's just right. So now, you're feeling anxious to buy your new home, move in, and get settled. But this is not where your search ends. You still have one more important task to do and that is getting a home mortgage.