BloggingStocks -Mar 19, 2008Is this a good time to refinance? We've looked at five categories -- mortgages, home equity loans, auto loans, credit cards and ... Bankrate is here to help. Winners & losers when fed cuts rates, social security tipping ... Looking for a home mortgage usually involves you, your money, and a bank officer or a mortgage broker. So what's the big deal? You ask. The end result is the same - you get a mortgage; you get a new house. But these two job types are different and it is important that you at least understand that difference.