My e-mail inbox is very often bursting at the seams, so I decided to give it a good spring-cleaning. Admittedly, it's a bit of a stretch for us. We have $135,000 left on our current mortgage, and the rate is at 4.75 ...Here, answers to some of your burning questions: DEAR JEAN: My husband and I are considering buying a second home with the down payment coming from the estate of my mother. Getting a refinance mortgage loan is a smart move for any homebuyer. This is especially true if the interest rates are low. In the world of finance, interest rates directly affect the way mortgage rates behave. So if the interest rates are low, then mortgage rates will also be low.
