And more indirect auto loans are delinquent than at any time since 1991. ...One Grave Danger and Three Great OpportunitiesHoweStreet.com, Canada -Feb 25, 2008More home equity lines of credit are delinquent than at any time since 1997. Borrowers can stay involved with their mortgage dealings by applying for a mortgage online. With traditional mortgages, lenders may not give out enough information, leaving the borrower practically in the dark throughout the whole process.