The UK has more unsecured mortgage debt per capita. Here's more:. Refinance List. LONDON (Reuters) - British authorities are working on a plan to break a lending squeeze gripping the loan market and could announce details as early ... In looking for the mortgage that's right for you, make your choice based on the best mortgage terms a lender can offer you. Don't settle for anything else. If possible, you can ask for mortgage advice from experts, real estate agents, and even your friends who have recently bought a home.