NBR Transcripts April 1, 2008Nightly Business Report, FL -Apr 1, 2008DHUE: The industry calls bankruptcy loan workouts cram downs. The Mortgage Bankers Association says cram downs would lead to higher interest rates for all ... Loan officers at a bank or a credit union are employees working to sell and process mortgages and loans for mortgage customers or home buyers like you. Their loan types and mortgage products have several varieties but they all come from one specific originator, their employers.
