More property owners in Fairfax, Loudoun, Prince William and Montgomery counties faced foreclosure last month while those inside the Beltway - in the District, Arlington County, Alexandria City and even hard-hit Prince George's County - saw fewer foreclosures. To ensure that you will be getting the best mortgage rate, find out if the lending company you are dealing with has a broker. This is fundamental if you want to get the best mortgage rates and save your money. Contracting a broker may mean additional fees to subtract from your budget.