ece100 owner builder mortgage ohio ece100 percent refinance flex loans ece1000.00 bad credit loan ece10025 approval auto loans ece1003 loan application in word document ece1003 loan application occupancy ece100k schole loans... There is no upper age limit set by HUD for the borrower. Nor is there a certain income level that the borrower must achieve in order to buy a home at a certain price. And although income is certainly an important factor, it is simply one of the several determining factors which are used by the HUD to find whether the borrower will be able to repay the mortgage.