Montgomery County officials announced agreements with the state Tuesday to fund programs to help residents fight foreclosure while the number of foreclosure sales in Montgomery had increased 1,250 percent from the first quarter of 2007 to first-quarter 2008. Based on the benefits listed above, online mortgages may be the best type of for you. Generally, mortgage brokers who conduct their business online charge lower fees compared to traditional brokers. What's more, online rates are updated everyday, thus keeping you aware of the changes in interest rates.