World Bank says it’s better than 10 years ago Santo Domingo.- Although the Latin American economy isn’t "immune" to the crisis in the U.S., it’s in a better position than 10 years ago and Central America and the Caribbean will feel the effects ... For this amount, the lender may charge you between $3,000 and $6,000. However, some lenders may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.