HOW OFTEN must I say it? Falling house prices are a good thing, not a bad thing. It was property madness that got us into this financial mess in the first place, and the credit crisis will not be resolved, will not begin to be resolved, until house ... Loan officers at a bank or a credit union are employees working to sell and process mortgages and loans for customers or home buyers like you. Their loan types and mortgage products have several varieties but they all come from one specific originator, their employers.
