...FINANCIAL CRISISWFAA, TX -Sep 23, 2008He proposed the historic intervention after credit markets froze up last week, threatening consumers' ability to get home, car and even student loans. Home mortgages may vary in features depending on the lending institution. One way to find the creditor with the most attractively priced loan is to look in your local newspaper and check to see if it publishes a shoppers' guide to home mortgage credit. These shoppers' guides are widely available and may be used to identify the lenders with low rates. However, basically, the way to find the best loan is to shop around.