No Bailout, No Way!!!!!!American Chronicle, CA -10 hours agoNew mortgage agreements can begin to tie in incentives for property improvements in mortgages. Second mortgages and home equity loans are rarely effective ... Another thing is that mortgage brokers can be more resourceful than banks. Because mortgage brokers do not work for only one company, they have more access to mortgages and loans. Greater suitability and better mortgage options are what mortgage brokers bring to their customers.