In Culpeper County, 117 homes went into foreclosure ...The streets bear fairy tale names like Autumn Ridge Road, Blue Bell Lane and Cotton Tail Drive. But the reality for some families living at these addresses in Culpeper's new housing developments is anything but fanciful. Dreams of stability wither and die when a property goes into foreclosure, and it's a nationwide crisis that's hitting home. The first logical place you might want to look for home mortgages is at the bank where you have your checking or savings account. However, this shouldn't be the only place you ought to look.