Bringing down the house paymentTimes Record News, TX -Feb 16, 2008With the New York Times reporting last week on rising default rates in even prime mortgage loans — those are the borrowers with good credit — it’s clear ... Home is where the heart is. That much is true. But home is also where money is. As the saying goes, "There's nothing like a home for a good investment." Touché. This is why for most people, buying a new home is probably the biggest financial decision they'll ever have to make.