The average interest on a 30-year fixed rate loan was 6 ...Street.Com - More bad news today (so of course the market is up) ... at FNM shows that the deteriorating levels of credit ... by Benanke's dovish House testimony today), mortgage rates have not moved down. This is also perhaps why mortgage brokers charge high for closing fees. A percentage of the closing fee you pay on a mortgage goes to the mortgage broker's personal funds. This, along with a few more fees, stands as their salary.