Jeffry of Chesire, Mass.: You answered my question that I should get a realtor who specializes in rentals instead of a property management company. Like I said,I know people in the area,but how would I take care of problems if I am 1500 miles away ... To get the best rate, it's always a good idea to shop around. A mortgage is just like any other product and its price and terms may be negotiable. When shopping for the best mortgage rate, it is most likely that a comparison of costs is involved. Looking for the best mortgage rate may save you thousands of dollars.