June 6 (Bloomberg) -- U.S. Total c onsumer credit rose $8.9 billion for the month to $2.56 ...consumer borrowing increased more than forecast in April as Americans racked up personal loans for everything from vacations to automobiles to education. It is relatively easier to apply for an online mortgage that it is for an offline mortgage. The Internet is a wonderful tool and one which you can take full advantage of when looking for the best deals in online mortgages.