RPT-COLUMN-B&B points way as British boom unravels: James SaftForbes, NY -Jun 3, 2008With Britain suffering a mortgage famine, its borrowers are not refinancing, meaning B&B is stuck with too many of its old loans at now uneconomic rates. ... For this amount, the lender may charge you between $3,000 and $6,000. However, some lenders may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.