Here in the Bay Area, we are proud of blazing new paths - of leading the nation and world through innovation. We re-invented how to enroll your children to school. We invented the PC. And now, we invent the $5 a ...We invented Internet. Looking for a mortgage usually involves you, your money, and a bank officer or a mortgage broker. So what's the big deal? You ask. The end result is the same - you get a mortgage; you get a new house. But these two job types are different and it is important that you at least understand that difference.