...Saving your home from foreclosureNews-Leader.com, MO -16 hours agoThese steps might include lowering the mortgage rate, extending the life of the loan or letting make up missed payments through a payment plan. Many people dream of owning their own homes but only very few are able to pay cash for them. This is why FHA mortgages are one of the popular methods to find a source for consumer credit. People who could not otherwise afford to own a house become homeowners with the help of FHA mortgage insurance programs.