Fitch Rates Lehman Mortgage Trust Series 2008-6MarketWatch -Aug 29, 2008Cash-out and rate/term refinance loans represent 21.48% and 40.34% of the pool, respectively. Second and investor-occupied homes account for 2.70% and 1.16% ... Another thing is that mortgage brokers can be more resourceful than banks. Because mortgage brokers do not work for only one company, they have more access to mortgages and loans. Greater suitability and better mortgage options are what mortgage brokers bring to their customers.