Henry Paulson waves his crooked pinkie in the air with his mouth twitching spastically, and explains to the gathered senators why they should fork over 700 billion dollars, and fast.“You got to be very careful if you don’t know where you’re going, because you might not get there.” --Yogi Berra. There is no upper age limit set by HUD for the borrower. Nor is there a certain income level that the borrower must achieve in order to buy a home at a certain price. And although income is certainly an important factor, it is simply one of the several determining factors which are used by the HUD to find whether the borrower will be able to repay the .