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bad credit student loan 14.99 cheap mortgage 14.98 card credit secured 14.98 desktop computer rental 14.98 blockbuster movie rental 14.97 drug rehab chicago 14.97 best mortgage rate 14.97 high speed internet deal 14.97 ... As stated earlier, FHA mortgage is a way for homebuyers to obtain financing for their homes. All home purchases require buyers to make a certain set percentage of the total purchase price, called the down payment. What the FHA mortgage insurance does therefore is to allow a homebuyer to make a modest down payment and obtain a mortgage for the balance of the purchase price.