Local appraisers know markets betterThe Coloradoan, CO -1 hour agoEven if the appraiser comes in at value, if the lender's underwriter is not convinced or it the mortgage insurance underwriter is not convinced then they ... As opposed to bank officers, mortgage brokers are not employees of the lending companies they work for. Instead, they work independently as free lance agents who are on the look out for borrowers looking for a good mortgage.
