The price of the two-room apartment she bought in September, located in Shenzhen's Nanshan district, has fallen by nearly 200,000 yuan ($29,182 ...This question has been bugging 28-year-old Chen Jie for a month now. To keep paying the mortgage or not? Looking for a mortgage usually involves you, your money, and a bank officer or a mortgage broker. So what's the big deal? You ask. The end result is the same - you get a mortgage; you get a new house. But these two job types are different and it is important that you at least understand that difference.