Georgia’s already bustling bankruptcy courts got even more crowded this spring as job losses and the mortgage meltdown prompted a flood of consumers to seek protection from creditors. Consumer bankruptcies statewide increased 23 percent in the ... There are several types of lenders that offer home loans with the best mortgage rates. From thrift institutions, commercial banks, mortgage companies, and credit unions, obtaining information from these lenders may help you in your search for the best mortgage rates.