The Boston Globe reports state Treasurer Timothy Cahill has asked the U.S. Treasury Department and the Federal Reserve Bank of Boston ...BOSTON (AP) - Thanks to the credit crunch, the state of Massachusetts finds itself going hat in hand to Uncle Sam. In looking for the that's right for you, make your choice based on the best mortgage terms a lender can offer you. Don't settle for anything else. If possible, you can ask for mortgage advice from experts, real estate agents, and even your friends who have recently bought a home.