Baltimore Sun - We want consumers to make decisions about -mortgage options confidently, with assurance that unscrupulous home mortgage practices will not be tolerated," he said. If ultimately adopted, the plan would apply to new loans made by thousands of ... There are always two sides to every coin. As with all things, online mortgages, for all their many benefits, do have a certain disadvantage. And this certain disadvantage is enough to cause some people from engaging in such. Because part of the transaction is done online, people are hesitant to pursue online mortgages.