It’s funny watching MSM reporters who are obvious desperate homedebtors trying to spin the housing crash into happy talk December 22nd, 2007 | Category: Mortgage News Spin, spin, spinHappy talk, happy talk, happy talk.Note to MSM homedebtor talking heads watching the value of their own houses plummet, while depending on REIC advertising for their salaries, and above all (in that case) not wanting Bush and the GOP to be blamed for the worst housing crash in Americ… home loan rate refina Getting a refinance mortgage loan is a smart move for any homebuyer. This is especially true if the interest rates are low. In the world of finance, interest rates directly affect the way mortgage rates behave. So if the interest rates are low, then mortgage rates will also be low.