The proportion of buy-to-let re-mortgage, however, increased by 6.2pc in the same period of time ...Daily Telegraph - Hamptons International Mortgage Best Buy Tracker found that the proportion of buy-to-let purchase mortgages decreased by nearly 26pc in the last month. Contrary to popular belief, getting a home mortgage is quite simple. All you need in order to make the right decision is to who where to look, what to look for, and what takes place when you apply for a home mortgage. Knowing what to expect, especially if you are a first-time homebuyer, may make it easier for you to get through the process.