There's still time for stocks' Santa rallyUSA Today -22 minutes agoThat's raising concerns on Wall Street that the angst-inducing uncertainty hanging over the market because of the mortgage crisis, credit crunch and fears ... For this amount, the lender may charge you between $3,000 and $6,000. However, some lenders may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.