At 26, single and with a growing responsibility towards my family, I decided to insure myself. Great idea, agreed my financial ...BS Reporter Tinesh Bhasin tries to buy a term plan from four insurance firms and finds it a tad difficult. For months now, you have been looking at houses and home brochures and you have finally found it - the house that's just right. So now, you're feeling anxious to buy your new home, move in, and get settled. But this is not where your search ends. You still have one more important task to do and that is getting a home mortgage.