How to protect yourself in this economyAZ Central.com, AZ -8 minutes agoSharon Bumgarner, Q: My wife and I may be coming into a sum of money in the near future and were wondering if it would be prudent to pay off our mortgage. ... Broker fees may come in different forms, either as an addition to your interest rate, a separate fee, or points paid at closing. With all these additional fees, you might find that your best mortgage rate deal may not sound so great after all.