You might have refinanced your previous mortgage or maybe you might have bought your home courtesy of adjustable rate mortgage. A time may come when you’ll wonder about the future when the introductory offer or period will come to an ... To get the best mortgage rate, it's always a good idea to shop around. A mortgage is just like any other product and its price and terms may be negotiable. When shopping for the best mortgage rate, it is most likely that a comparison of costs is involved. Looking for the best mortgage rate may save you thousands of dollars.