Rates on 30-year fixed-rate mortgages averaged 6.05% this week, compared with 6.06% last week, company Freddie Mac said. Five-year ...The rate on 15-year fixed-rate mortgages, a popular choice for refinancing, edged up to 5.60% from 5.59%. For this amount, the lender may charge you between $3,000 and $6,000. However, some lenders may offer zero points at a higher interest rate, which may significantly reduce your initial costs, although your payments may be somewhat higher.
