Giving hope to homeless veteransChicago Daily Herald, IL -1 hour agoOr there was a place to live, but it was lost because of economic circumstances, or it became a struggle to keep up with the mortgage payments or rent and ... When you're on the look out for a new home, you need cash. A lot of it. Most homes today have down payments that are more than what the buyer can afford right then and there. The solution for this? A mortgage.