What is a Home Owner Loan 6 Aug 2008 Author: admin In: home loans A UK Home Owner Loan Can Unlock Your Capital To Use Today. Home loans can be used for any purpose such as, home improvements, new car, luxury holiday, pay of store card or credit card debt and debt consolidation. The loan can be used for any purpose, and is available to anyone who owns their home. Unlock the value tied up in your property with a great value secured Home Owner loan. Home owner loans are available for Loan officers at a bank or a credit union are employees working to sell and process mortgages and loans for customers or home buyers like you. Their loan types and mortgage products have several varieties but they all come from one specific originator, their employers.