FirstFed Reports Results for the Second Quarter of 2008Trading Markets ( release), CA -8 minutes ago... Interest and dividend income: Interest on loans $ 95193 $ 148512 $ 204666 $ 311833 Interest on mortgage-backed securities 523 681 1116 1390 Interest and ... The mortgage loan itself is made by a bank, a savings and loan association, a mortgage company, a credit union, or any other lender. For it to become an FHA mortgage loan, the lender would have to be approved by the Federal Housing Administration.